Resources
Guides and insights
Plain-English, math-first writing for boards and commercial owners.
The Board Member's Guide to Association Loans
How Florida associations fund SIRS-mandated repairs — the math, the vote, and the lender checklist.
The Property Owner's Guide to the 2026 Refinance Gap
Finding the gap 18 months early — plus the five practical paths to close it.
Insights
Association Loans · 4 min read
What Florida's 2025 condo law changes mean for your budget season
The waiver era is over. Here is how boards should approach the first full budget under funded reserves.
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CRE Refinance · 4 min read
The refinance gap, explained in one table
Two constraints size a commercial loan. The smaller answer wins — and it is usually smaller than the payoff.
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Association Loans · 4 min read
Special assessment vs. loan: the math boards ask about most
The two options are not equivalent. Here is the per-unit math boards should run before every vote.
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