Our Process
One documented process. Every credible path tested.
The work runs in parallel so the owner can compare structures without surrendering time or leverage.
- 1
Capital Stack Review
A free review of NOI, payoff, current rate, and all five paths.
- 2
Engagement + retainer
Fees and named work in writing. Any retainer is credited at closing.
- 3
Package assembly
Loan documents, extension tests, tenant stack, operating history, and capital plan.
- 4
Parallel tracks
Senior to 4–6 fitted lenders, gap capital to third-party providers, and the incumbent’s best extension as benchmark.
- 5
Structure selection
Every executable path shown side by side, including sponsor cash and key trade-offs.
- 6
Close + calendar
Coordinate funding, then maintain the covenant and maturity calendar service.
Fee transparency
Economics in writing before the first lender call.
The origination fee is 0.65%–1.0%, slides with loan size, is earned only at closing, is paid from loan proceeds, and is stated in writing before contacting a single lender. Complex situations may require a $15,000–$25,000 advisory retainer, credited in full at closing.
No closing, no fee — the retainer is the only exception, and it buys the work it names.
Illustrative fee ranges only. Actual fees are agreed in writing and are not financing terms.