The Capital Stack Review

Thirty Minutes. Three Numbers. All Five Paths Priced.

A free, confidential first analysis for commercial assets of $10 million and up in Northern Virginia, Washington DC, and suburban Maryland.

Your written Recapitalization Analysis

Within 48 hours, receive a confidential two-page framework you can use with partners, counsel, and your current lender.

Current position

Payoff, maturity, NOI, and key constraints.

Senior capacity

What today’s market supports by value, coverage, and debt yield.

The capital gap

Total uses, sponsor cash, and the remaining planning number.

Five-path comparison

The proposed stack and sponsor cash required for each path.

Estimate your gap in 60 seconds.

Illustrative planning model using value, coverage, and debt-yield constraints.

Illustrative example
$
%
$
$
$
%
yrs
%
x
%
Implied value$29,655,172
Closing costs (2%)$592,000
Maximum by LTV$19,275,862
Maximum by DSCR$22,098,944
Maximum by debt yield$22,631,579
Total uses$30,192,000
Maximum senior proceeds
$19,275,862
The capital gap
$9,416,138

A gap is a planning number, not a verdict — it’s what Paths B through E are for.

Illustrative estimates only — not a quote, rate offer, or commitment. Actual sizing depends on lender underwriting.

What happens after

Nothing, unless a path is worth pursuing.

If one is, the next step is an engagement letter with the origination fee and any advisory retainer stated in writing before a lender is contacted.

Fee framework: 0.65–1.0% of the loan at closing. Complex situations may require a $15,000–$25,000 retainer, credited in full against the success fee. Illustrative fee ranges only; actual fees are agreed in writing.

Request your Review